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This is an extremely important difference as it means you are a part owner of the Credit Union with equal rights to vote and participate in decisions affecting the Credit Union.
Membership brings with it rights as well as responsibilities. The money you save is held as shares and it is this pooling of shares that creates the loan fund from which you and other Members can borrow. When borrowing, it is important that you borrow wisely ensuring that you protect your shares and the shares of your friends, family and neighbours. No nasty fees or charges. Tech savvy services like online banking, electronic transfers and smartphone apps.
We are a not-for-profit organisation owned by you our members. Owned By Our Members. Fast, efficient service with a smile — we are real people not machines. Low loan interest with flexible payment options. Evidence of Address Verification dated within last 6 months — One of the following is required. All Loans are subject to approval.
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. All Rights Reserved. Website by Clear Direction. Close Search. Online Membership Application. Please note the following before beginning your online membership application:. You must be over 16 years of age to apply Online, applicants under 16 apply on the Minor Membership Application Form.